TERMS OF USE

Last Updated: November 2025

1. Acceptance of Terms

These Terms of Use (“Terms”) govern your access to and use of the website operated by BetterCo Holdings (“Company,” “we,” “us,” or “our”). By accessing or using this website (the “Site”), you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, do not use the Site.

2. About the Company

BetterCo Holdings is a financial services holding company. Information provided on this Site is for general informational purposes only and does not constitute financial, investment, legal, or other professional advice.

3. No Investment Advice or Offerings

Nothing on the Site constitutes an offer to sell or a solicitation of an offer to buy any security, fund interest, or investment product. Past performance is not indicative of future results. Any investment-related content is provided solely for informational purposes.

4. Intellectual Property Rights

All content on the Site—including text, images, graphics, logos, trademarks, and layout—is owned or licensed by the Company. You may not copy, reproduce, distribute, or create derivative works without our express written consent.

5. Permitted Use

You may access and use the Site solely for lawful, personal, and non-commercial purposes. You agree not to:

  • Interfere with or disrupt the Site’s functionality

  • Use the Site for fraudulent or unlawful purposes

  • Attempt to gain unauthorized access to the Site or related systems

6. Third-Party Links

The Site may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for their content, privacy policies, or practices. Access third-party sites at your own risk.

7. Disclaimer of Warranties

The Site is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied. We do not warrant that the Site will be error-free, uninterrupted, secure, or accurate.

8. Limitation of Liability

To the fullest extent permitted by law, BetterCo Holdings is not liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of (or inability to use) the Site.

9. Indemnification

You agree to indemnify, defend, and hold harmless BetterCo Holdings, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the Site or your violation of these Terms.

10. Modification of Terms

We may update or modify these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of the Site constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law principles.